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    Checking

My Rewards Checking - NEW!
Earn reward rates of 1.51 APY* on balances up to $10,000. FREE ATMs Nationwide**.

To earn reward rates, perform these requirements each cycle:

1. Post and clear 10 Debit Card purchases per qualification cycle
2. Set up one direct deposit or one bill payment per qualification cycle
3. Receive your monthly statement electronically
4. Log on to Home Banking once a month


*1.51% Annual Percentage Yield (APY) paid on balances between one penny and $10,000.00, and .15% APY paid on all amounts above $10,000.00 each qualification cycle the minimum requirements are met. If you do not meet the requirements per qualification cycle, your account will be charged a $6.00 monthly fee. The fee can be waived if you have an aggregate loan balance of $10,000 or greater. Also, your account will be earning 0.05% APY; however, it will not receive ATM refunds for that time period. Rates as of November 1, 2011. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. However, you must deposit a minimum of $25 to open this account. Available to Personal Accounts only. ATM refunds up to $30 per qualification cycle if requirements are met.

"Qualification cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. (one-day asynchronous - weekend processing)


Regular Checking
- Our regular checking has a $6.00 monthly fee. The fee can be waived if member has an aggregate loan balance of $10,000 or greater.

Premium Checking - Our Premium Checking has a $7.00 monthly fee. The fee can be waived if member has an aggregate loan balance of $10,000 or greater. This premium checking account pays a dividend and provides unlimited checking services. Minimum balance requirements apply.

Investment Checking - Our Investment Checking has a $7.00 monthly fee. The fee can be waived if member has an aggregate loan balance of $10,000 or greater. This high dividend account allows great earning potential. Minimum balance requirements apply.

DBA Checking - Monthly fee $6.00.

Plus Checking - Our Plus Checking has a $7.00 monthly fee. The fee can be waived if member has an aggregate loan balance of $10,000 or greater. Get all the great benefits of our most popular checking account offers with added travel, security, and specialty service features.

Click Here for more details on Plus Checking

VISA Debit Card Activation - Call 1-800-466-0040. Card must be activated from home telephone number.

ATM / VISA Debit Card Lost or Stolen

VISA Credit Card Customer Service - 1-800-654-7728

Lost or Stolen VISA Credit Card - 1-800-449-7728

Lost or Stolen VISA Debit Card - 1-888-241-2510, Inside U.S. - 909-941-1398

Lost or Stolen ATM Card - 1-888-241-2510 or outside U.S. 1-909-941-1398

    Rates: Checking

Effective October 1, 2011 >

DIVIDEND RATE
APY*
Regular Checking  
$6 monthly service charge (Monthly service fee waived on accounts that have an aggregate loan balance of $10,000 or greater)


Premium Checking

Average balance of $500 - $2,499 0.10% 0.10%
Average balances of $2500 or more 0.25% 0.25%
Minimum average balance $500 or more to accrue dividends. $7 monthly service charge (Monthly service fee waived on accounts that have an aggregate loan balance of $10,000 or greater). See TISA for complete details.


Investment Checking

Deposits of $500 - $24,999 0.25% 0.25%
Deposits of $25,000 plus 0.25% 0.25%
Minimum balance requirement of $5,000. $7 monthly service charge (Monthly service fee waived on accounts that have an aggregate loan balance of $10,000 or greater). See TISA for complete details.

 
**APY = Annual Percentage Yield. TISA (Truth in Savings Agreement) available upon request at branch. All rates are subject to change without notice.



More State Center Credit Union Products

Shares/Certificates  |  Checking  |  IRA  |  Loans / VISA  |  Calculator


 
(C) 2011 State Center Credit Union. Your savings federally insured to at least $250,000 by NCUA and backed by the full faith and credit of the United States Governement. State Center Credit Union is an Equal Housing Lender.

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