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    Shares & Certificates Accounts


Regular Shares - Minimum Balance of $20. All members are required to have a regular shares account. To receive dividends, you must maintain a minimum daily balance of $100 in your account.

Premium Shares Savings - Earn a high dividend that gets higher as your balance rises.

Share Certificates of Deposit - Available in variable terms. Earn a high rate of return on this investment product. A penalty will or may be imposed for early withdrawl.

Regular Individual Retirement Accounts (IRA) - Earn a high rate of return on this investment account and with possible tax advantages. Both certificates and shares accounts are available. A penalty will or may be imposed for early withdrawl.

Roth and Educational IRA Accounts - Earn a high rate of return on this investment product with possible tax advantages and specific benefits. A penalty will or may be imposed for early withdrawl.

First Investors Club Shares Accounts - This account offers a high dividend rate with the flexibility of limited withdrawals. Deposit limitations apply.

Holiday Club Shares Accounts - Be ready for the holiday season and earn dividends at a special rate. Make multiple deposits and receive one disbursement in November.

Special Shares Accounts - Save for that special event, a separate special shares account will make it easy and profitable.




    Shares & Certificates Rates

Effective February 1, 2010 >
DIVIDEND RATE
APY**
Regular Shares    
Minimum Balance $20. Must have minimum balance of $100 to earn interest. 0.10%
0.10%

Premium Shares

Balance $1000 - $9,999 0.25% 0.25%
Balances $10,000 - $49,999 0.25% 0.25%
Balances $50,000 + 0.25% 0.25%

Holiday Club Shares Account

MAXIMUM monthly deposit allowed is $500.00 new money. 1.00% 1.01%
 
 
First Investors Club Shares Accounts    
MAXIMUM monthly deposit allowed $100.00.
Maximum account balance limit is $2,500.00.
Withdrawal restrictions apply.
1.00%
1.01%

Share Certificates, 6-month

Deposits of $500 - $9,999 .20% .20%
Deposits of $10,000 - $49,999 .30% .30%
Deposits of $50,000 - $99,999 .30% .30%
Deposits of $100,000+ .30% .30%

Share Certificates, 12-month

Deposits of $500 - $9,999 .35% .35%
Deposits of $10,000 - $49,999 .50% .50%
Deposits $50,000 + .50% .50%
Deposits $100,000 + .50% .50%

Share Certificates, 24-month

Deposits of $500 - $99,999 .55% .55%
Deposits $100,000 + .55% .55%

Share Certificates, 36-month

Deposits of $500 - $99,999 .75% .75%
Deposits $100,000 + .75% .75%

**APY = Annual Percentage Yield. TISA (Truth in Savings Agreement) available upon request at branch. All rates are subject to change without notice.




More State Center Credit Union Products

Shares/Certificates  |  Checking  |  IRA  |  Loans / VISA  |  Calculator



 
(C) 2009 State Center Credit Union. Your savings federally insured to at least $250,000 by NCUA and backed by the full faith and credit of the United States Governement. State Center Credit Union is an Equal Housing Lender.

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