State Center Credit Union

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My Rewards Checking - Earn 6.02% APY On Balances up to $25,000

Earn reward rates of 6.02 APY* on balances up to $25,000. FREE ATMs Nationwide**.

*6.02% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 1.50% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.15% APY; however, it will not receive ATM refunds for that time period. Rates as of November 1, 2007. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. However you must deposit a minimum of $25 to open this account. Available to Personal Accounts only. No monthly service charge. **ATM refunds up to $30 per cycle if requirements are met.

Auto Loans at 4.75% APR! - 4.25% APR for My Rewards Checking Members!

APR = Annual Percentage Rate. 4.75% Rate is for 36 or 48 month terms. 4.25% rate (for 36 or 48 month terms only) is for members who meet the rewards criteria for My Rewards Checking and would like to finance a new auto loan with us. Rate based in credit worthiness. Loans made to members are subject to credit approval. Offer subject to change or cancellation without notice. See branch for details.

Refer - A - Friend and You Both Receive $25!

Must be 18 years old to participate. No purchase necessary. New member must present completed referral form at time of account opening. Referral forms are available online and at State Center Credit Union. $25 will be deposited to member's account when application has been approved. If new membership is closed within first 90 days, there is a $20 early closing fee. Only new membership accounts are eligible. Maximum number of referrals per existing member is limited to 3 new members for a total of $75. By acceptance of the prize, winner agrees State Center Credit Union may publish their name for promotional purposes. Membership fee of $5 is waived for this promotion. State Center Credit Union reserves the right to cancel the promotion without notice. Employees and credit union volunteers of State Center Credit Union are not eligible.

Gear Up For Life

Home Equity Loans - 5.90% APR with NO CLOSING COSTS!

Platinum VISA

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Now is your chance to reward yourself
with the many privileges of Platinum VISA.
Your State Center Platinum VISA stays unbeatably low with a better fixed rate than any other no-fee card. With rates as low as 7.99% APY, along with no annual fees you're instantly entitled to great advantages like;

    • Warranty Manager Service

    • Rewards Program

    • OnLine Account Access

    • Auto Rental Insurance

    • Travel & Emergency Assistance

    • No Variable Rates

Get the VISA that ensures you your lot in life.
Apply on your next visit or click here to submit an online application.

Classic VISA

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State Center Credit Union can offer you a low fixed rate with no annual fees and a 25 day grace period for repayment of the balance. Rates as low as 12.99% APY.

Individuals or families, living or working in Fresno County qualify for membership.

Click Here to Request a Membership Application.

Starter VISA

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Need help with next semesters supplies?
Looking for a way to finance those books, a new computer or even an IPOD? Sign up & become a member of State Center Credit Union, then apply for a Starter VISA. It's the prefect financial helper for young adults coming out of high school and getting ready for college or even current State or Community college attendees. Rates as low as 14.99% APY.

Becoming a member of State Center Credit Union is a great place to start your financial future. We'll help you every step of the way with financing Auto Loans, Technology Loans or just being there for your everyday banking needs.

Individuals or families, living or working in Fresno County qualify for membership.

Click Here to Request a Membership Application.